Key: NAVY = Licensed & Ready GOLD: Pending Reputation
Our #1 objective will be establish a trusting relationship with your consumers while supplying customer service that is excellent.
We concentrate on pilots and veterans doing a big amount of loans, although we provide many different other loan items to make sure that all of our borrower’s unique situation is assisted using the most suitable choice feasible.
At Trident, we guarantee you less stress and more choices!
1. Exactly what do you manage every month? It is simple to get yourself an idea that is rough our calculator.
Provided your unique credit and work history, earnings, debt, and objectives, just how much will a lender loan you? We are going to additionally help you through various situations by asking a couple of easy concerns. Predicated on standard loan provider instructions, we provide you with an idea that is good of style of terms and loan programs you will probably gain many from.
2. Get pre-qualified for your loan.
Offer us with details about your work, assets, residence history, etc. We shall just take this and your credit rating and provide you with a Pre-Qualification Letter. Your real estate professional will make use of your Pre-Qualification page to result in the most useful offer as well as the vendor will understand you may be pre-qualified. While you’re picking out of the right house, we’re busy locating the loan that is right.
3. Found your home? Time for you to use.
When you’ve made an offer plus it’s been accepted, it is time for you finish the mortgage application! It couldn’t be easier, and you may still do it right here on our website. If the time is appropriate, we shall purchase an assessment of one’s home that is new and most of the papers to perform the mortgage package.
4. It is brought by us altogether.
Your estate that is real agent the seller’s representative will be able to work together to designate an escrow/title business to undertake the financing of the loan once it is approved. We shall coordinate aided by the escrow company to be sure all of the documents your loan provider will be needing come in order, and you’ll signal every thing in the escrow/title company’s workplace.
Any lender could be competitive making use www.autotitleloansplus.com/title-loans-nm of their prices, but we be noticeable with your customer that is excellent service.
The mortgage procedure could be a daunting and experience that is unpleasant. At Trident mortgage loans, we attempt to make the procedure as clear and hassle free as you are able to. This enables you to definitely focus on what exactly is most crucial: finding your perfect home! Whether you’re a first-time house customer, a veteran of our Armed Forces, or requiring home equity money, Trident mortgage loans is here now to simply help.
*VA Loan
APR calculation for a hard and fast rate VA purchase assumes a 740 credit history, a single-family, owner-occupied main residence positioned in Florida, a 0% advance payment, a 1% origination charge, that loan number of $250,000, a 30-day lock period, prepaid finance fees, and a funding fee that is financed. Real payment that is monthly be greater and can include quantities for fees, insurance and comparable things.
*Conventional Loan
APR calculation for a rate that is fixed purchase assumes a 740 credit score, a single-family, owner-occupied main residence positioned in Florida, a 5% deposit, a 1% origination cost, a loan level of $250,000, a 30-day lock period and prepaid finance fees. Actual payment will be greater and can include quantities for fees, insurance coverage, PMI and similar products.
*FHA Loan
APR calculation for a fixed rate FHA purchase assumes a 740 credit rating, a single-family, owner-occupied primary residence positioned in Florida, a 3.5% advance payment, no origination cost, that loan quantity of $250,000, a 30-day lock period, prepaid finance fees, and a financed upfront MIP. Real payment that is monthly be higher you need to include quantities for fees, insurance coverage, PMI, and comparable things.
*USDA Loan
APR calculation for a rate that is fixed purchase assumes a 740 credit rating, a single-family, owner-occupied primary residence positioned in Florida, a 0% advance payment, no origination charge, that loan quantity of $200,000, a 30-day lock period, prepaid finance costs, and a financed upfront MIP. Real payment per month will be greater and can include quantities for fees, insurance coverage, PMI, and similar products.
30 loan is 360 payments; 15 year loan is 180 payments year.